Now Included in EBank: vIBAN Accounts and SEPA Payments for European Users
Now Included in EBank: vIBAN Accounts and SEPA Payments for European Users
Your European customers can now hold a real IBAN, receive SEPA payments directly, and send money instantly across the EU — all from inside your platform. This update rolls out to every EBank operator in the European Union over the coming days.
In this update
What's changing
EBank, our Nano Bank platform, is expanding its European capabilities. Until now, users could already manage multi-currency wallets, issue virtual cards, send international transfers, invest, and access microloans — a fairly complete digital banking toolkit on its own. What was missing was a true local rail for European money movement, and that's exactly what this update adds.
European users will now be able to open a vIBAN — a virtual IBAN tied directly to their EBank account — giving them a real European account number that behaves like any other bank account in the eyes of senders and payers across the EU.
Receive SEPA payments directly
Once a vIBAN is active, users can receive SEPA payments straight into their EBank account — no third-party intermediary, no manual reconciliation. Salaries, client payments, marketplace payouts, or transfers from friends and family across the Single Euro Payments Area will land directly on the user's IBAN and reflect immediately in their wallet balance.
This closes a gap that many platform operators have been asking about: the ability for end users to be paid like they would be by any traditional European bank, without leaving the EBank ecosystem.
Send instant payments across the EU
The update works both ways. Users will also be able to send payments from their vIBAN to any other IBAN within the European Union, with the same instant settlement speed users expect from modern SEPA infrastructure. Combined with the international transfer functionality EBank already offers, this gives users a clear choice: a fast, low-friction route for payments within Europe, and the existing global transfer tools for everything beyond it.
Before this update
International transfers, virtual cards, investing, and microloans — a full banking toolkit, but no dedicated local European payment rail.
After this update
Everything above, plus a personal vIBAN, native SEPA receiving, and instant intra-EU payments — all from the same account.
Where to find it
vIBAN and SEPA functionality will appear directly inside the existing user dashboard — no separate app, no additional login, no new interface to learn. Users will see the option to open a vIBAN alongside their existing wallets, and from there, receiving and sending SEPA payments works the same way as any other transfer inside EBank.
If you're already an operator in the EU
If you currently operate EBank within the European Union, there's nothing you need to do. This update is being rolled out automatically across all active EU operators in the coming days, and will appear directly in your platform's dashboard once live. No reconfiguration, no additional setup, and no extra cost.
If you're a new client
For anyone activating EBank under a Commercial License going forward, vIBAN and SEPA functionality will be included as part of the standard installation — alongside VPS hosting, 24/7 priority support, one free custom feature, and Operator Services. There's nothing extra to configure or request.
If you haven't activated EBank yet, this is a good moment to register for free and explore the demo to see the full platform, including the new European payment capabilities, in action.
Europe, fully connected.
A real IBAN, native SEPA payments, and instant transfers across the EU — now part of the same EBank account your users already know. Banking that finally moves at the speed of Europe.